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How to apply:

  1. Complete the form below including the banking information and attach a void cheque from the personal account you would like the premiums to be deducted. Do not use a line of credit account.
  2. Submit the completed Application.

Section 1: Student Information

Non-smoker rates apply to people who have not used any form of tobacco or tobacco cessation products, including e‑cigarettes in the past 12 months.

Section 2: Insurance Coverage Applied For

Student Disability Income (Available to Medical Students at the University of Manitoba Only)

Elimination Period - 90 days

Benefit Period - to age 65

Coverage amounts do not automatically increase each year. You must apply to increase coverage.

If you wish to apply for the Future Insurance Option (FIO) and/or the Cost of Living Adjustment (COLA) Option, with proof of good health contact:

Mark Venton 204-985-5846 mventon@doctorsmanitoba.ca

Section 3: Pro-rated Premium Calculation

Coverage Effective December 1st

Male Non-Smoker < Age 30 Basic Coverage Premium Sales Tax Total Due 12 Months Premium
Med 1($1,500) $108.00 $7.56 $115.56 $231.12
Med 2 ($1,500) $108.00 $7.56 $115.56 $231.12
Med 3 ($2,500) $180.00 $12.60 $192.60 $385.20
Med 4 ($4,000) $288.00 $20.16 $308.16 $616.32
Male Non-Smoker Age 30-39 Basic Coverage Premium Sales Tax Total Due 12 Months Premium
Med 1($1,500) $135.00 $9.45 $144.45 $288.90
Med 2 ($1,500) $135.00 $9.45 $144.45 $288.90
Med 3 ($2,500) $225.00 $15.75 $240.75 $481.50
Med 4 ($4,000) $360.00 $25.20 $385.20 $770.40
Female Non-Smoker < Age 30 Basic Coverage Premium Sales Tax Total Due 12 Months Premium
Med 1($1,500) $130.50 $9.14 $139.64 $279.27
Med 2 ($1,500) $130.50 $9.14 $139.64 $279.27
Med 3 ($2,500) $217.50 $15.23 $232.73 $465.45
Med 4 ($4,000) $348.00 $24.36 $372.36 $744.72
Female Non-Smoker Age 30-39 Basic Coverage Premium Sales Tax Total Due 12 Months Premium
Med 1($1,500) $171.00 $11.97 $182.97 $365.94
Med 2 ($1,500) $171.00 $11.97 $182.97 $365.94
Med 3 ($2,500) $285.00 $19.95 $304.95 $609.90
Med 4 ($4,000) $456.00 $31.92 $487.92 $975.84

For Smoker rates, or for those applicants over age 39, please contact Mark Venton at 204-985-5846 or mventon@doctorsmanitoba.ca.

You will receive a renewal invoice in May for the following year.


Authorization and Consent

To review the Authorizations and declarations with respect to the Disability Insurance policies noted above, click here.