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The following represents the percentage of credit that has been applied against insurance premium due in any given year.

Year Term Life DI Office Overhead
1996 - - -
1997 15% - 26%
1998 17.8% - -
1999 10% - -
2000 30% - 15%
2001 30% 5% -
2002 15% 13% -
2003 - 20% 15%
2004 40% 40% -
2005 50% 50% 30%
2006 50% 25% -
2007 65% 5% 30%
2008 75% 35% 60%
2009 50% 20% 25%
2010 50% 10% 60%
2011 50% 15% 50%
2012 50% 33% 82%
2013 40% 15% 75%
2014 20% 40% 70%
2015 50% - 70%
2016 60% - 75%
2017 60% 5% 75%
2018 50% 10% 75%
2019 50% 15% 75%
2020 50% 15% 75%
2021 60% 15% 75%
Last updated
April 12, 2021

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