Payment of a lump-sum benefit when the insured person is diagnosed with a covered critical illness and survives 14 days following the diagnosis.
Insurance
Critical Illness Insurance
A sudden illness or injury can make it challenging to cover day-to-day expenses, but you can avoid financial strain for you and your family with this special coverage.
When a sudden illness or injury strikes, covering day-to-day expenses can be a challenge. Doctors Manitoba’s Critical Illness insurance protects you and your family from financial strain that can arise from sustaining a life-altering illness or injury. Participants receive a lump-sum cash payment up to $500,000 that may be used to reduce debt, pay for medical expenses, replace lost income, seek alternative medical advice and treatment or be used entirely at your discretion.
Critical Illness Insurance offers coverage for 24 illnesses, for all eligible active members of Doctors Manitoba under the age of 70, their spouses and dependent children.
Enrolment is simple
Complete the Application Form and email it to Doctors Manitoba at insurance@doctorsmanitoba.ca or fax to 204−985−5844.
Your application will be forwarded to the insurance provider, SSQ Financial, for medical underwriting. SSQ Financial will be in touch with you directly for any possible underwriting requirements.
Coverage
See below for what is covered.
For any questions or to receive a customized quote, please contact Mark Venton, Insurance Coordinator at insurance@doctorsmanitoba.ca or call 204−985−5846.
Covered Critical Illnesses (member, and spouse under the voluntary program)
| Aortic Surgery | Dilated Cardiomyopathy | Multiple Sclerosis |
| Benign brain tumour | Fulminant viral hepatitis | Muscular dystrophy |
| Blindness | Heart Attack | Occupational HIV Infection |
| Cancer (life-threatening) | Kidney failure | Paralysis |
| Coma | Loss of speech | Parkinson’s disease and specified atypical Parkinsonian disorders |
| Coronary Artery Bypass Surgery | Major organ failure on waiting list | Primary pulmonary hypertension |
| Deafness | Major organ transplant | Severe burns |
| Dementia, including Alzheimer’s disease | Motor Neuron disease | Stroke |
Covered Critical Illnesses (dependent child under the voluntary program)
| Blindness | Cystic Fybrosis | Mental deficiency |
| Cancer (life-threatening) | Deafness | Muscular Dystrophy |
| Cerebral Palsy | Down’s Syndrome | Paralysis |
| Coma | Loss of Speech | Severe Burns |
| Congenital Heart disease requiring surgery | Major organ transplant | Spina bifida cystica |
Frequently Asked Questions (Voluntary Coverage)
The purpose of this document is to provide a summary description. It is not intended to describe all provisions, exclusions and limitations applicable to a benefit or to a specific insurance policy. For complete description of the provisions, exclusions and limitations that apply, please refer to the contract. In this document, SSQ refers to SSQ Insurance.
Last updated
April 13, 2021