Office Overhead Expense Insurance

Underwritten by The Manufucturers Life Insurance Company


Office Overhead Expense insurance provides you with coverage for continuing fixed and customary office overhead expenses if you cannot work as a result of disability caused by illness or injury.

A refund of premiums is paid if total claims and expenses are less than total premiums collected in a year. No premium refunds are available for premiums paid on coverage in excess of $5,500 per month.

Your coverage is portable. If you move outside Manitoba and maintain your affiliation with Doctors Manitoba, you may:

  • continue your office overhead expense insurance coverage as long as you pay the premiums
  • increase coverage as long as you are a resident of Canada

To view a printable brochure click here