Benefits Summary

 

Life Insurance Coverage in units of $7,000 to a maximum of $2,548,000. 

At age 65: unit value reduces to $3,500, to a maximum of $1,274,000.

At age 70: unit value further reduces to $2,100, to a maximum of 10 units or $21,000.

Dependents’ Life Insurance Basic coverage (Plan A) 

Spouse: $11,000; each dependent child: $5,500

Spouse’s Insurance (Plan B)

Units of $7,000 to a maximum of $2,548,000

At age 65: units reduce to $3,500, to a maximum of $1,274,000

Extended Health
Ambulance and Semi-Private Hospital Coverage 

Travel Coverage

Vision Coverage

80% coverage for supplementary health items such as:

  • formulary drugs
  • non-formulary drugs ($1,000 annual maximum per family per calendar year)
  • private/duty nursing ($3,000 maximum per calendar year)
  • paramedical practitioners ($750 per person per practitioner per calendar year)
Accident Insurance Member Only Plan: units of $10,000 to a maximum coverage of $500,000 

Member and Family Plan: units of $10,000 to a maximum coverage of $500,000

spouse: 50% of your coverage; each dependent child: 15% of your coverage, to a maximum of $50,000 per dependent child

Office Overhead
Expense
Insurance
Monthly coverage in units of $100 ($300 minimum, $10,000 maximum) 

 

Disability Income
Insurance
Monthly coverage in units of $100 ($600 minimum, $15,000 maximum) 

Coverage over $3,000 will depend on your income and in force coverage held with other carriers.