What’s Not Covered

The following are not covered:

  • services not listed in the section “What’s Covered”
  • services or supplies which are paid by Medicare, Pharmacare or similar government plan
  • any portion of a charge for services in excess of the reasonable and customary charge for treatment of an illness of similar nature or severity in the locality where the service is provided
  • illness or injury resulting from:
    • war, insurrection or the hostile action of the armed forces of any country
    • participation in a riot or civil commotion, or in the commission or attempted commission of a criminal offense
    • any cause for which indemnity or compensation is provided under Workers’ Compensation or similar legislation
  • dependent children attending college outside of Canada